You manage complex financial flows.
We make them simple.
Manage complex financial flows (multi-vendor, international) with the reliability of a bank and the simplicity of e-commerce.
Secure your flows, automate rules, stay compliant.
Forget Excel spreadsheets to calculate who owes what to whom.
- Total compliance (PSD2): never touch money that doesn’t belong to you. Thanks to our native PSP connectors, funds are automatically sequestered (escrowed) on secure electronic wallets until the order is successfully executed.
- PSP agnosticism: Origami Marketplace connects to marketplace payment leaders: Adyen, Mangopay, Stripe, Lemonway, Hipay, Paysurf. Switch providers whenever you want, without changing the platform.
- B2B transactions without flow (E-procurement): the “Transaction without payment” mode allows you to validate orders immediately, while managing invoicing and financial flows according to your B2B processes (monthly invoice, e-procurement, internal management).
Offer a seamless shopping experience for your customers.
Payment is the last step. Don’t miss it.
- Unified multi-vendor cart: your customer buys 3 products from 3 different sellers? They make only one payment. Origami Marketplace handles splitting the sum in the background.
- Split payment (BNPL): increase your average basket by 20% by offering payment in 3x, 4x, or 10x installments via our partners like Floa.
- All payment methods: credit cards, bank transfers, SEPA direct debit, and local methods.
Pay your sellers automatically, without manual management.
Your sellers are your partners. Pay them fast and well.
- Seller wallet (E-Wallet): Each seller has a financial dashboard updated in real-time. They see their available balance, pending sales, and commission invoices.
- Automated pay-out: configure your pay-out rules to automatically trigger transfers to your sellers’ bank accounts (IBAN) as soon as funds are available.
Stay compliant, without managing regulatory paperwork.
The fight against fraud and money laundering (AML/CFT) is managed natively.
- Integrated KYC/KYB onboarding: collect legal documents (Registration certificate, Bylaws, ID card) directly from the seller back-office. Origami transmits them to the PSP for validation. A seller is only “active” if they are “compliant”.
- Tax transparency: generate and export payment reports and commission invoices in one click for your accounting and that of your sellers.
Stripe, Mangopay, Adyen?
Choose the best ally.
Chaque projet a ses contraintes bancaires. Comparons les solutions de paiement pour trouver celle qui offre le meilleur taux de succès pour votre marketplace.
Frequently asked questions
Which payment service provider should you choose for a marketplace that collects payments for third-party sellers?
A payment provider built for marketplaces, which ring-fences funds and splits each payment automatically. Origami Marketplace is connected to Adyen, Mangopay, Stripe, Lemonway, Hipay and Paysurf: funds are held in escrow in secure e-wallets, then split between sellers and the operator’s commission. Origami passes sellers’ KYC documents to the provider for validation, and you can change provider without changing platform.
